The fact that we plan for homeownership, our child’s college education, purchase life insurance, and draw up wills provides good evidence that we acknowledge the value of taking responsibility for personal matters instead of passing the decisions onto our family members. This sense of consideration should also extend to funeral planning. By considering funeral prearrangements, you have the opportunity to make decisions about what type of funeral services you want. You can make decisions regarding church and clergy, casket type, place of burial or other method of disposition, flowers, memorial contributions and important information that you wish to be included in your obituary notice.
Funeral planning is a difficult subject and we want you to be comfortable with such important decisions. Taking the time today to meet with one of our licensed funeral directors to preplan funeral services allows your family more valuable time together when the time of need occurs.
Whether you decide to only provide personal information, make all or most of your selections, or to completely plan and fund your funeral in advance, we will explain all of your options and will respect your decisions.
To further protect one’s assets for the future, a funeral can be paid for in advance. This guarantees that the surviving family will not have to pay funeral costs in the future, unless changes or upgrades are made at the time of need. During a pre-arrangement conference, the cost of a funeral is determined based upon the service, merchandise, cemetery or crematory charges, and any other applicable charges from a church, clergy member, or newspaper. By placing the money in an interest bearing trust account or through an insurance company, the money earns interest to pay increased costs associated with the passing of time. In most instances, there is plenty of interest to pay for the costs of a funeral at the time of need. On some occasions, the interest falls short of the rate of inflation. If this happens, your family does not pay the difference because we have already guaranteed to provide the funeral selected. We believe our funeral home is in the minority that still offers this benefit. A prepaid funeral is also one of the greatest spend downs allowed by the State of Connecticut when someone is applying for Medicaid (Title 19). This would be referred to as an Irrevocable Trust.
When a family calls informing us of the need for our services, we feel the smallest details make the biggest difference. Our comfortable, modern, home-like facility, large off-street parking area, assistance in filing of government and veteran’s papers, and most of all, a competent, caring staff are all factors in the equation. Each family’s needs are different and special and we treat each family as if they were our own. That’s why we are dedicated to creating services of remembrance that are most appropriate for each family. We listen with sensitivity, answer all questions, and respect your choices. Then, we take care of the details. Whatever your situation, we are here to help before, during, and after the funeral.
To receive more information on pre-planning, please fill out our online pre-planning form.
